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It's so great. I can use my card to pay Mr. Delivery, Checkers or even Uber Eats. Actually, anywhere that Mastercard is accepted!

What is a virtual card?

A virtual card is a card that exists entirely online. There is no delivery of a physical card but rather, the card details are issued to you immediately on approval. This means that you can apply and be issued your card details in a matter of minutes!

“South Africans are increasingly shopping online to access what they need without leaving their home, but the safety of their payment details remains a key concern. The new virtual card means that consumers no longer need to use their primary bank card for online shopping.”


Suzanne Morel - Country Manager at Mastercard South Africa
Read more here

Where can I use my card?

FASTACard can be used to shop on any South African online store where Mastercard is accepted. You can also pay for your in-store purchases with SnapScan directly or with SnapScan and Zapper via the VodaPay and Masterpass apps.

It can also be used to sign up for online services like Uber and Netflix.

How it works


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Apply for your FASTACard on our website, in minutes.


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We send your FASTACard details to you via SMS so you can use your card immediately.


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Repay in up to 3 monthly instalments.

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Choose FASTACard

  • Our self-service online application is quick and easy.

  • We offer competitively low interest rates when compared to other card providers.

  • We don’t lock you into lengthy credit agreements! You can repay your FASTACard in monthly instalments, over 3 months.


FASTA (Pty) Ltd (‘FASTA’) is an online consumer finance business that offers its customers a range of financial services products both directly as well as through partnerships with leading retailers and online merchants in South Africa.

Our purpose is to provide consumers with access to financial resource, simply and quickly. Anytime, anywhere.

We do this by delivering innovative payment solutions for consumers giving them access to immediate credit options for use both online and in-store. The online, self-service application process is accessed directly from our site or via our partner retailers’ site.

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